Personal Loans
We offer several affordable financing options to meet your personal needs. Don’t see exactly what you need here? Our Member Service Representatives will be happy to discuss your specific needs and find the best option for you. With the average national credit card rate now above 20%, a Bloom CU Personal Loan or Visa Credit Card can save you money. We also don't charge a loan processing or application fee (area banks charge as much as $175).
Personal Loan
Use this option for almost any purpose, like a new roof, furnace, or a vacation! This all-purpose loan can be a better alternative than a credit card, because of its low, fixed-rate, no fee and short term, making it easier to pay off.
Personal Line of Credit
This is our most convenient personal loan option. Once you are approved, you can get loan advances by phone, online or in person. It has a $1,000 maximum limit.
Home Improvement Loans
A home improvement loan can get you the cash you need for your home projects, with a very competitive rate.
Share Secured Loans
Share Secured Loans are simple, quick and inexpensive loans secured by the funds in your Bloom CU Deposit Account. The interest rate is just 3 points above the rate of the certificate account being pledged.
Credit Cards
Our Visa Credit Card rates are well below the national average rate, which is well over 20% APR!. Your local credit union offers you two better options with low rates and no annual fees! You can even get cash back with our Visa Rewards Card.
You can apply online below, by phone, or at your favorite Bloom CU branch.
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