Certificate of Deposit (CD)
CD Specials!
3.75% APY!*
6 month term
3.50% APY*
12 month term
A Certificate of Deposit is a risk-free way to earn higher returns.* You lock in a fixed interest rate for the term of the deposit, making this an excellent way to guard against a possible decline in interest rates or a loss of principal.
- Just a $500 minimum to open
- Choose a term from 3 months to five years
- Federally-insured funds
- Guaranteed rate of return
- A kind of Goal Savings Account
Want to earn more but have easier access to your funds? Check out our Prosper Savings and Money Market Accounts here.
*12 month CD Special corresponding 3.44% APR. 6 month CD Special corresponding 3.69% APR. Limited time offer. Rates subject to change. A penalty may be imposed for early withdrawal. $5.00 Savings Account required. Deposits insured to at least $250,000 per individual depositor by the National Credit Union Share Insurance Fund (NCUSIF). The National Credit Union Administration (NCUA) is the independent agency that administers the NCUSIF. Like the FDIC's Deposit Insurance Fund, the NCUSIF is a federal insurance fund backed by the full faith and credit of the United States government. Terms and conditions may apply. Offer available for a limited time. Fees could reduce earnings. Jumbo CD ($100,000 plus) rate bumps available, though not on CD Specials. APY is Annual Percentage Yield.
Deposit Account Rates
NCUA Deposit Insurance Information
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